A new type of third-party-reimbursement healthcare payment plan is emerging in the United States. CDHPs strive to control costs and improve quality of care by requiring consumers to take control of their own healthcare decisions. Consumers decide how they want to spend their healthcare dollars, depending on what is important to them. CDHPs are geared to encourage participants to enroll in some type of wellness program and improve their lifestyles. Specific types of CDHPs are health reimbursement accounts (HRA), flexible spending accounts (FSA), and health savings accounts (HSA).

However, there are concerns about CDHPs. The consumer may neither understand nor have the education and the tools to manage his or her own healthcare appropriately. This may have long-term ramifications on the whole healthcare system and whether CDHPs can be successful for the consumer, the employer, the physician, and the healthcare facilities, as well as the insurers. Answer the following questions in regard to this development:

•Summarize the history of when, how, and why CDHPs were developed.

•Explain HSA, HRA, and FSA with examples.

•Examine different segments of the population. Describe which socioeconomic group is likely to benefit the most from CDHPs.

•Explain the types of incentives to providers for efficiency in the delivery of healthcare services. Explain who bears the financial risk—the provider, the patient, or the CDHP.

•Offer your recommendations for patients considering a CDHP, including which types are appropriate for which patients. Include your recommendations for each, to accept or decline, and also include your rationale behind such recommendations.

Resource:  Summer, J. & Miller, S. (2011, May 6). Consumer-driven decision: Weighing HSAs v. HRAs. Retrieved from https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/hsasvshras.aspx

To support your work, use textbook readings and also use the online internet. As in all assignments, cite your sources in your work and provide references for the citations in APA format.  Assignment should be addressed in an 8-page document.

Throughout this course, you have identified, examined, and provided individual as well as collaborative analysis on multiple facets of risk management in the health care setting.

Addressing the knowledge you have gained, and building on that knowledge to add your evaluation of the role that the managed care organization (MCO) plays in today’s health care environment, develop a 250-500 word reflection to incorporate the following:

1. What is a health care organization’s administrative role regarding oversight of risk management policies and ensuring compliance with managed care organization (MCOs) standards?
2. What is your assessment of the value provided to an organization that stems from the regulatory statutes of a typical MCO? Consider the establishment of conflict resolution and risk management strategies within the health care organization from the employer/employee perspective as well as in regards to patient conflict circumstances.
3. What MCO responsibilities pertain to the Patient Protection and Affordable Care Act (PPACA) and Center for Medicare and Medicaid Services (CMS) focus on fraud, waste, and abuse laws?

Prepare this assignment according to the guidelines found in the APA Style Guide, located in the Student Success Center. An abstract is not required.

This assignment uses a rubric. Please review the rubric prior to beginning the assignment to become familiar with the expectations for successful completion.

You are required to submit this assignment to Turn it in. Please refer to the directions in the Student Success Center.

 Please complete with a minimum of 350 words. Include references from :  Thomas, K. W. (2009). Intrinsic Motivation at Work, 2nd Edition

The New Work-Purpose and Self-management

Based on your understanding of the textbook, what is employee engagement? Identify the key roles of purpose in today’s workplace? How does having a shared purpose within an organization enhance relationships between employees and leaders? Make sure to give specific examples from your current or past job.

What is your understanding of the key parts of self-management?  Either explain how you have seen these key parts present in your organization and how it has helped motivation in your organization OR identify how you do not see these key parts present within your organization and how it is impacting motivation in the workplace.